Texas Land · Owner Financing

Buy Texas land
without the bank.

Pick the land or lot you want. We buy it cash, then owner finance it back to you. Built for ITIN buyers, self-employed buyers, and anyone the banks said no to.

· Up to $500,000· 20% down minimum· 5 / 10 / 15 / 20 / 30 yr terms· No prepayment penalty
Example estimate
$1,847 / mo
on $150,000 of Texas land

Acquisition
$150,000
+ 10% service fee
$165,000
Down (20%)
$33,000
Term / rate
5 yrs / 9.99%
Run your own numbers
How It Works

Five plain-English steps.

No mystery, no surprise fees. Here's exactly what happens from "I want land" to "I own land."

  1. 01

    Get prequalified

    Quick form. We tell you what range of Texas land you can target.

  2. 02

    Choose your land

    Bring your own listing or work with a Realtor partner.

  3. 03

    We buy it cash

    We close on the property as a cash buyer — fast and clean.

  4. 04

    We finance it to you

    Owner-financed sale with terms set up front.

  5. 05

    You own the land

    Monthly payments. Build, hold, or use it however you planned.

What we finance

Land and lots — that's it.

We focus only on Texas land. No retail homes, no flips. Just raw and improved parcels.

Residential lots

Infill and subdivision lots ready to build.

Rural land

Acreage outside the city, room to breathe.

Recreational land

Hunting, off-grid getaways, weekend acres.

Infill lots

Small in-city parcels with utilities at the road.

Future homestead

Buy now, build when you're ready.

Manufactured home land

Land packaged with a manufactured home where allowed.

Investment land

Long-term hold in the path of growth.

Small acreage

1–20 acres for personal or investment use.

The path is open
Who this is for

If a bank said no, keep reading.

We work with everyday Texans who want to own land but don't fit the bank's box. Plain conversation, real underwriting, fair terms.

  • ITIN buyers
  • Self-employed buyers
  • Buyers denied by banks
  • First-time land buyers
  • Families planning a future home
  • Investors buying land
  • Buyers wanting manufactured home land
  • Cash-strong but credit-light
Why Texas land

Land here doesn't get made twice.

Population growth

Texas keeps adding people. Land in growth corridors keeps getting more valuable.

Long-term scarcity

Buildable, accessible land near DFW is finite. You either own it or you don't.

Path of development

We focus on counties where infrastructure is moving toward your parcel.

The homestead dream

Owning land is still the most Texan move there is.

Get prequalified before you shop.

Two minutes. No credit pull at this step. You'll know what you can target before you talk to a single seller.

RAW Land Co.
Texas Land Buying Guide
Free Guide

The Ultimate Texas Owner Finance Land Buying Guide

Enter your email and we'll send the full PDF guide straight to your inbox — due diligence, paperwork, promissory notes, deeds of trust, title work, earnest money. In plain English.